Vacancies at the Poverty Reduction and Rural Women Empowerment Initiative


Poverty Reduction and Rural Women Empowerment Initiative, a microfinance institute whose Head office is located in Lagos are currently seeking to recruit the services of:

Job Title: Relationship Officer
Location: 
Sango and Ibafo-Ogun

Job Objective & Summary

  • To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due

Responsibilities include

  • Attracts new customers to the business and maintain an excellent relationship with clients
  • Analyze potential loan markets and develop referral networks to locate prospects for credit products.
  • Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
  • Ensure client relationship management and confidentiality is maintained.
  • Repetitively work towards increasing client base and product’s volume of a portfolio.
  • Pursue the sourcing of new accounts and client/savings mobilization.
  • Conducts pre-loan training, client and guarantor’s verification.
  • Ensure an efficient and effective process in savings and repayment collections.
  • Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
  • Efficiently and effectively manage defaults where they occur.
  • Perform other duties and responsibilities as may be assigned by the Relationship Manager.

Education/Qualification

  • Bachelor’s degree from a recognized academic institution in Marketing, or related field.
  • Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

Skills & Knowledge:

  • Good communication and interpersonal skill
  • Good sales and marketing skills
  • Ability and aptitude to work with detail, precision, speed, and accuracy.
  • Basic computer literacy

Job Title: Internal Control and Audit Officer
Location: 
Ijebu-Ode, Ogun

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Job Objective

  • To monitor internal control and ensure that staff comply with the bank’s accounting system and internal control policies.

Responsibilities include

  • Carry out all duties that focus on monitoring compliance with the bank’s internal control policies in the branches and units.
  • Carry out daily reconciliation of the company’s bank accounts
  • Ensure all outstanding transactions are posted promptly
  • Ensure wrong postings of transactions are reversed
  • Daily follow up with operations/tellers on outstanding transactions
  • Raise exception report on a daily basis
  • Check all books of account to ensure they are free of errors.
  • Verify all expenses made in the branch, including price verification and certification of payment voucher.
  • Check loan forms and files for adequacy, precedent to disbursement.
  • Verify client’s business to confirm feasibility precedent to loan disbursement.
  • Pay a random visit to client site, for account reconciliation.
  • Facilitate training of client before disbursement of loan and interview and attends to clients before the opening of accounts.
  • Ensure all KYC and KYB documents are properly filed before reconciliation.
  • Check petty cash book on a daily basis.
  • Monitor bank’s assets and identify any obsolete or idle assets for efficient disposal as may be required.
  • Prepare compliance and control reports as may be appropriate.
  • Perform other duties, as may be assigned by the Head, Internal Control.

Education/Qualification

  • Bachelor’s degree or HND from a recognized academic institution in Accounting, Finance or other related fields.
  • Minimum of Two (2) years relevant experience in a related role; working in a Banking or Microfinance bank setting.
  • Candidates should be willing to resume within a short notice.

Skills & Knowledge:

  • Good communication and interpersonal skill
  • Ability and aptitude to work with detail, precision, speed, and accuracy.
  • Knowledge of personal computers, including Microsoft Excel, Word processing.
  • Knowledge of relevant accounting packages
  • Knowledge in the existing regulatory framework and best practices in internal control and audit.

How to Apply
Interested and qualified candidates should send their tailored CV with the details of their address, qualification in the body of the mail to recruitment@prrwei.com the job title and location as the subject of the mail

Application Deadline 17th January 2019.


Note: Only candidates residing in the area mentioned above should apply and only experienced candidates in a Microfinance Bank setting.

 

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