10 Reasons You're Always Broke Before Payday

Discussion in 'Motivational and Inspirational' started by collegereap, Jun 18, 2016.

  1. collegereap

    collegereap Moderator
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    10 reasons you're always broke
    before payday
    .
    .
    Why is it we're always counting the
    hours until that life-changing SMS
    from the bank? Most of us know the feeling.
    .
    You have to survive 30 days before pay day,
    and you have pretty much nothing left in
    your bank account.
    .
    .
    It's incredible how we're able to survive
    those last few days on almost nothing, but
    the first few days after payday, we think
    we're the Wolf of Wall Street!
    .
    .
    So, here are a few reasons why most of us
    are completely broke at the end of the
    month:
    .
    .
    1 ) Living a fake life,
    some folks try to impress a date by posing to be amongst the elites, some go as far as borrowing cars, clothes, even phones just to impress a lady.you take the date to a restaurant that the bills are almost half of your pay.mind you the quality ought to be in you and not on you, so be yourself.
    .
    2) Chasing after brands
    If you never have any money left at the end
    of the month and you're living on 2-minute
    noodles on toast for the last week, but
    wearing a pair of designer shorts you bought
    on credit, you're silly. Sort yourself out! The
    other shorts at the other shop that looked
    the same were just as good.
    .
    .
    3) Impulse Shopping
    If you're buying something you don't really
    need just because it's N200 less, doesn't
    mean you're saving money. It means you're
    spending it! Stop! Sit down!
    .
    .
    4) Mobile data charges.
    Once again, to a certain extent, pretty much
    unavoidable. But, even here you can make a
    few changes. If you're refreshing Facebook
    on your phone every 17 seconds, stop! Also,
    that adorable app/games can wait until you're at work and
    hooked up to their WiFi!
    .
    .
    5) Spending Money Before You Have it.
    That contracted job that was offered to you
    at the pub or on the golf course last week
    doesn't mean you have the money already.
    Sit down! Do the work, get the pay and then
    spend the money.
    .
    .
    6) Drinks after work.
    Let's face it. If you're heading to the pub
    after work every other day, you can make
    some changes here. Make a rule: Never go
    to the pub on a week night.
    .
    .
    7) Refusing to budget for each month...
    Now if nations draw out budget to enhance a smooth spending of it's finances, don't u think it's wise to adopt such strategy. budget helps u keep your income in check.
    .
    .
    PgqHBAgosRCKK7He44vnvSTrGoSg4i-l.png Making of unnecessary calls.
    My dear this aspect is quite sensitive because 98% of us are guilty of it.but sit down and calculate how much you spend on airtime in a year, I bet it will beat your imagination, how much you could had saved if calls where limited.

    .
    .

    9) Being Generous To A Fault.
    Generosity is awesome and Godly, but when you dash out that money remember your budget for the month.
    .
    .
    Finally And Most importantly
    10) Always give to ceaser what belongs to ceaser and to God what belongs to God. PAY YOUR TITHE AND GIVE YOUR OFFERINGS TO THE LORD.because He will help u chase out the devourer.
     
    #1 collegereap, Jun 18, 2016
    Lasted edited by : Apr 14, 2017
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